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accrual basis |
權(quán)責(zé)發(fā)生制 |
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activity ratio |
營運比率 |
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adversely classified credits |
不良貸款 |
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asset diversification |
資產(chǎn)多元化 |
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asset portfolio
|
資產(chǎn)組合 |
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at arms length
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商業(yè)的/公平的 |
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back-office
support
|
后臺支持
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bad loans
|
呆帳
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bank
portfolio
|
銀行資產(chǎn)
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banking
supervision
|
銀行監(jiān)管
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Basle Core
Principles
|
巴塞爾核心原則
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be pledged
as security
|
抵押
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borrower
|
借款人
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calendar-based
system
|
期限為基礎(chǔ)的(準備金制度)
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CAMEL
|
駱駝評級法
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carrying
value
|
現(xiàn)存價值
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cash
|
收付實現(xiàn)制
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collection
|
催收
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Consumer client
|
個人客戶
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contingent
liabilities
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或有債務(wù)
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Corporate client
|
法人客戶
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credits
that are being rolled over
|
展期貸款
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current
liability account
|
流動債務(wù)帳戶
|
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current
ratio
|
流動比率
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debt-for-equity
swap
|
債權(quán)轉(zhuǎn)股權(quán)
|
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delinquent
loan
|
過失貸款
|
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directed
credits
|
指定貸款
|
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disintermediation
|
脫媒（體外循環(huán)）
|
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distressed
assets
|
有問題資產(chǎn)
|
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doubtful
asset
|
可疑資產(chǎn)
|
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earning
|
收益
|
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efficiency
ratio
|
效率比率
|
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financial
leverage
|
財務(wù)杠桿；舉債經(jīng)營
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financial
soundness
|
財務(wù)穩(wěn)健性
|
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foreclosed
assets
|
沒收的抵押財產(chǎn)
|
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gearing
|
財務(wù)杠桿；舉債經(jīng)營
|
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general
provison
|
普通準備金
|
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general
reserve
|
普通準備金
|
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impaired
assests
|
受損害資產(chǎn)
|
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interest
accrual
|
計息
|
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interest
coverage
|
利息償付率
|
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interest
payments being capitalized
|
利息轉(zhuǎn)本金
|
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intra-account
|
內(nèi)部帳戶
|
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lending
officer
|
信貸人員
|
|
lending
policy
|
貸款證策
|
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licensing
|
申請許可證
|
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licensing
period
|
申請許可證過程
|
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loan
classification
|
貸款分類
|
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loan
documentation
|
貸款記錄
|
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loan
grading
|
貸款分級
|
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loan
origination
|
貸款發(fā)放
|
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loan
restructuring
|
重組貸款
|
|
loan review
|
貸款檢查
|
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loan
splitting
|
貸款分割
|
|
loss loan
provisioning
|
呆帳準備金
|
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non-accrual
items
|
不計息項目
|
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non-accruals
|
不計息的
|
|
non-classified
|
未分類的
|
|
obligator
|
債務(wù)人
|
|
off-balance
sheet
|
表外
|
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off-site
supervision
|
非現(xiàn)場監(jiān)測
|
|
on-site
inspection
|
現(xiàn)場檢查
|
|
on-site
visit
|
現(xiàn)場訪問
|
|
out-of-area
loan
|
外地信貸
|
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outstanding
balance
|
未清償余額
|
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overdue
|
逾期
|
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pass,
overdue, idle & bad loans (POIB)
|
一逾兩呆
|
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past due
loans
|
逾期貸款
|
|
pending
factor
|
未決因素
|
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poorly
structured loan
|
結(jié)構(gòu)不合理貸款
|
|
problem
loans
|
有問題貸款
|
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Profit and loss
|
損益（表）
|
|
provision
|
準備金
|
|
provisioning
|
準備金提取
|
|
quick ratio
|
速動比率
|
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rehabilitation
|
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repayment
schedule
|
還款計劃
|
|
restructured
loans
|
重組貸款
|
|
risk-weighted
asset
|
風(fēng)險加權(quán)資產(chǎn)
|
|
ROCA
|
洛卡評級法
|
|
roll-overs
|
展期
|
|
security
enforcement
|
行使抵押權(quán)
|
|
side
agreement
|
附件
|
|
special
mention asset
|
特別提及資產(chǎn)
|
|
special
reserve
|
特殊準備金
|
|
specific
reserve
|
專項準備金
|
|
substandard
assets
|
次級資產(chǎn)
|
|
suspense
account
|
掛帳
|
|
term loan
|
定期貸款
|
|
to credit
|
貸記
|
|
to debit
|
借記
|
|
trading on
equity
|
財務(wù)杠桿；舉債經(jīng)營
|
|
troubled
loan
|
有問題貸款
|
|
turnover
ratio
|
周轉(zhuǎn)比率
|
|
weak loan
|
低質(zhì)量貸款
|
|
work out
problem
|
核銷有問題
|
|
write-off
|
沖銷
|
|
write-up
|
(貸款)批評報告
|
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